Features Assistant
Talk with your money
Ask questions and automate your finances with Maybe's AI assistant.
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Real answers
really fast
Maybe Assistant gives you real answers in seconds —no noise, no lag. It's fast, focused, and grounded in your actual financial data.
Spending habits vs last month
What changed in my spending habits this month compared to last?
Here's what stood out:
You spent $328 more overall this month
Dining increased by 41% (+$198), mostly from weekend outings and a few larger group meals
Subscriptions dropped by $47 after canceling Disney+ and Grammarly
Transportation spending also rose due to increased Uber usage
Which months did I also go over for dining? Is this a pattern?
December, July, and April are the months you've been going over in spending with dining, in relation to your budget.
So while it's not exactly a pattern it's still definitely something you should look out for.
Discretionary spending
What's my average discretionary spend per month?
You've spend around $1,320 across Dining, Shopping, and Travel.
Is that trending up?
Yes—up 12% from Q4 last year, mostly from increased shopping.
Cutting back
Can I cut back on shopping without hurting essentials?
Shopping totaled $1,215 last quarter — ~40% of it was discretionary.
What's "discretionary" here?
Apparel, home decor, and gifts made up 86% of that total.
Potential monthly savings?
Cutting discretionary shopping by 30% could save you ~$100/month.
Grocery bill
How much have I spent on groceries this year so far?
You've spent $2,136.88 on groceries YTD, averaging $356/month. Most purchases are from Whole Foods (62%) and Trader Joe's (28%).
Category spending
Across all my cards, what category did I spend the most on last month?
You spent $826.50 on Dining in March, making it your top category.
That includes transactions across your Amex Gold, Chase Sapphire, and Apple Card accounts.
This total reflects 14 individual purchases, mostly restaurants and food delivery, and is 9% higher than your monthly average for this category.
Compared to the same month last year, you spent 12% more on Dining overall.
Top merchants include Uber Eats ($124), Chipotle ($58), and The Cheesecake Factory ($204).
Subscription spending this year
How much did I spend on subscriptions this year so far?
Your highest monthly charges are for Spotify ($9.99), Notion ($12/month), and Figma ($15/month).
Most subscriptions are billed monthly to your Chase Sapphire card, with one annual plan (Notion) charged to your Apple Card in January.
Category increase
What category saw the biggest increase in spending this month?
Dining jumped 37% month-over-month, from $442 to $607.
Where did I spend mostly?
You spent $138 at Olive Garden and $124 on Uber Eats, both higher than usual.
Natural language chat
Ask complex questions and get responses that factor in real-time financial data
Context-aware
Maybe AI understands behaviour & patterns to give personalized, accurate answers.
Answered in milliseconds
Maybe AI is blazing fast by default, so you can answer hard money questions at speed.
Private by default
AI is off unless you turn it on, and only the minimum necessary data is shared.
Works across all account types
Maybe AI can access insights from everything you link.
More signal, less noise
The assistant stays focused—no filler, no fluff. Every answer is grounded in your data.
This is only
just the start
AI is everywhere. At Maybe, we're focused on what matters: real financial insight, not noise. Chat is just the start—more powerful tools are on the way.
