Exchange Rate Calculator

The exchange rate between the Swiss Franc (CHF) and the Indian Rupee (INR) has exhibited notable fluctuations over the past few months, reflecting a complex interplay of economic factors. Understanding these trends is crucial for businesses, investors, and individuals engaged in transactions involving these currencies.

Recent Exchange Rate Trends

Between December 2024 and March 2025, the CHF/INR exchange rate experienced significant variability. On January 2, 2025, the rate reached its lowest point at 94.059 INR per CHF. Subsequently, the rate ascended, peaking at 99.257 INR per CHF on March 10, 2025. This represents an approximate 5.5% increase over the period. The average exchange rate during this timeframe was around 96.2 INR per CHF.

Factors Influencing the Exchange Rate

Several factors have contributed to the observed fluctuations in the CHF/INR exchange rate:

1. Monetary Policies: The Swiss National Bank (SNB) and the Reserve Bank of India (RBI) have implemented monetary policies that influence their respective currencies. For instance, if the SNB adopts a more restrictive monetary policy compared to the RBI, the CHF may appreciate against the INR.

2. Economic Indicators: Key economic indicators such as GDP growth rates, inflation, and employment figures impact currency values. Switzerland's stable economy and low inflation rates often bolster the CHF, while India's higher growth rates can lead to INR volatility.

3. Global Economic Events: Events such as changes in commodity prices, geopolitical tensions, and global financial market trends can affect investor sentiment and currency demand, influencing the CHF/INR exchange rate.

Implications for Stakeholders

The fluctuations in the CHF/INR exchange rate have several implications:

• Importers and Exporters: Businesses engaged in trade between Switzerland and India must account for exchange rate volatility in their pricing and contracts to mitigate potential losses.

• Investors: Those investing in assets denominated in CHF or INR should consider currency risk and may need to employ hedging strategies to protect their investments.

• Travelers and Remittances: Individuals traveling between the two countries or sending remittances should monitor exchange rates to optimize the timing of their transactions.

Conclusion

The CHF/INR exchange rate has shown considerable movement in recent months, influenced by a range of economic and policy factors. Stakeholders should remain vigilant, staying informed about ongoing developments to make well-informed financial decisions.