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Josh Pigford

Josh Pigford

CEO at Maybe Finance

Maybe Finance CEO and co-founder. Serial entrepreneuer.

Articles by Josh Pigford

Trinity Study and the 4% Rule

Jul 14, 2025 • 19 min read

5 Steps to Allocate Crypto by Market Cap Tiers

Jul 14, 2025 • 22 min read

How AI Simplifies Renovation Budgeting

Jul 12, 2025 • 20 min read

Ultimate Guide to AI Retirement Planning Tools

Jul 12, 2025 • 19 min read

Top 5 Portfolio Liquidity Risk Metrics

Jul 11, 2025 • 21 min read

How to Track Multiple Income Sources

Jul 4, 2025 • 16 min read

5 Steps to Build an Emergency Fund

Jul 4, 2025 • 21 min read

5 Tips for Managing Education Savings for Multiple Kids

Jul 3, 2025 • 21 min read

FIRE Lifestyle: Budgeting for Early Retirement

Jul 2, 2025 • 19 min read

Customizable Budget Templates for Families

Jul 2, 2025 • 16 min read

How to Budget for Healthcare in Retirement

Jul 1, 2025 • 31 min read

529 vs. ESA: Key Differences for K-12 and College

Jul 1, 2025 • 21 min read

How Real-Time Spending Insights Improve Budgeting

Jun 30, 2025 • 14 min read

Retirement Software Comparison: Top Features

Jun 29, 2025 • 20 min read

How to Allocate Emergency Funds with Variable Income

Jun 29, 2025 • 19 min read

How to Use Templates for Financial Goal Setting

Jun 28, 2025 • 17 min read

7 Best Accounts for Emergency Funds 2025

Jun 28, 2025 • 25 min read

Top 5 Debt Tracker Templates for Loans

Jun 27, 2025 • 18 min read

How to Teach Heirs Financial Responsibility

Jun 26, 2025 • 21 min read

529 Plans and Financial Aid: What Parents Need to Know

Jun 26, 2025 • 21 min read

10 DIY Upcycling Ideas for Saving Money

Jun 25, 2025 • 29 min read

Coverdell ESA Tax Rules Explained

Jun 25, 2025 • 21 min read

How Seasonal Spending Impacts Budgets

Jun 24, 2025 • 16 min read

Top 5 Self-Hosted Budgeting Tools

Jun 19, 2025 • 18 min read

Preparing Kids for Generational Wealth Transfer

Jun 18, 2025 • 19 min read

Durable vs. General Power of Attorney: Key Differences

Jun 17, 2025 • 17 min read

How to Budget for Travel in 5 Steps

Jun 17, 2025 • 24 min read

How to Split Life Insurance Among Beneficiaries

Jun 16, 2025 • 19 min read

How To Diversify Across Asset Classes

Jun 16, 2025 • 22 min read

What Are Dynasty Trusts?

Jun 15, 2025 • 19 min read

Delta Hedging Basics for Portfolio Risk

Jun 14, 2025 • 17 min read

How Rental Income Supports Early Retirement

Jun 14, 2025 • 24 min read

Checklist for Managing Geopolitical Risks in Portfolios

Jun 14, 2025 • 24 min read

High-Yield Savings Accounts vs. Certificates of Deposit: A 2025 Comparison

Jun 11, 2025 • 19 min read

Term Life vs Whole Life Insurance: The Ultimate 2025 Guide to Choosing Your Protection Champion

Jun 11, 2025 • 17 min read

Index Funds vs ETF: The Ultimate 2025 Guide to Choosing Your Investment Champion

Jun 11, 2025 • 18 min read

401k vs IRA: The Ultimate 2025 Guide to Choosing Your Retirement Champion

Jun 11, 2025 • 18 min read

Traditional vs Roth IRA: The Complete Guide for Young Professionals in 2025

Jun 11, 2025 • 17 min read

How to Track Net Worth for Financial Goals

Jun 10, 2025 • 20 min read

Ultimate Guide to Multigenerational Wealth

Jun 10, 2025 • 27 min read

How to Align Financial Goals with Philanthropy

Jun 9, 2025 • 27 min read

What Are Asset Allocation Charts?

Jun 8, 2025 • 17 min read

10 Rules for Superfunding 529 Plans in 2025

Jun 8, 2025 • 32 min read

Education Trusts vs. 529 Plans: Tax Benefits

Jun 7, 2025 • 22 min read

How Policy Loans Build Wealth

Jun 7, 2025 • 17 min read

Ultimate Guide to 529 Qualified Expenses

Jun 6, 2025 • 17 min read

10 Cash Flow Tips for Better Budgeting

Jun 5, 2025 • 36 min read

How Debt Consolidation Affects Credit Score

Jun 5, 2025 • 19 min read

What Is Impulse Spending? Causes And Effects

Jun 4, 2025 • 18 min read

How to Save $1,000 for Emergencies on a Tight Budget

Jun 4, 2025 • 23 min read

Recurring Payments: How to Automate Bills

Jun 3, 2025 • 20 min read

Top Strategies for Tax-Efficient Wealth Transfers

Jun 2, 2025 • 22 min read

Checklist for Reviewing Yearly Spending Trends

Jun 2, 2025 • 21 min read

Tracking Retirement Expenses: Tools and Tips

Jun 1, 2025 • 28 min read

Top Causes of Legal Disputes in Wealth Transfer

Jun 1, 2025 • 27 min read

Core-Satellite Strategy: Basics Explained

May 31, 2025 • 17 min read

Best Practices for Tracking Cash Spending

May 30, 2025 • 18 min read

Ultimate Guide to Preparing Heirs for Wealth Transfer

May 30, 2025 • 25 min read

Types of Life Insurance for Wealth Building

May 29, 2025 • 25 min read

Naming Minors as Life Insurance Beneficiaries: Risks

May 28, 2025 • 21 min read

How Taxes Affect Retirement Withdrawals

May 28, 2025 • 25 min read

What Is Fraud Risk Scoring?

May 27, 2025 • 14 min read

Checklist for Reviewing Life Insurance Beneficiaries

May 27, 2025 • 17 min read

Step-by-Step Guide to Financial Contingency Planning

May 26, 2025 • 20 min read

Ultimate Guide to Life Insurance in Estate Planning

May 25, 2025 • 23 min read

What Is Risk Tolerance in Investing?

May 25, 2025 • 22 min read

Ultimate Guide to Income Tracking and Budgeting

May 24, 2025 • 23 min read

Behavioral Biases Impacting Portfolio Diversification

May 23, 2025 • 13 min read

7 Steps to Start Estate Planning

May 23, 2025 • 22 min read

Sentiment Analysis for Risk Management

May 22, 2025 • 12 min read

Ultimate Guide to Savings Milestone Tracking

May 22, 2025 • 16 min read

7 Best Apps for Real-Time Wealth Tracking

May 21, 2025 • 20 min read

Asset Allocation by Age: 20s to 60s

May 20, 2025 • 23 min read

What Are SMART Financial Goals?

May 20, 2025 • 12 min read

How to Build an Income-Focused Portfolio

May 19, 2025 • 17 min read

AI Bias in Credit Scoring Models

May 18, 2025 • 15 min read

How to Categorize Transactions for Better Budgeting

May 18, 2025 • 12 min read

How to Add Thematic ETFs to Your Portfolio

May 18, 2025 • 13 min read

Savings Rate Formula Explained

May 16, 2025 • 13 min read

5 Must-Have Estate Planning Documents

May 15, 2025 • 19 min read

5 Steps to Analyze Spending Trends

May 15, 2025 • 12 min read

Expense-to-Income Ratio: How to Calculate

May 14, 2025 • 13 min read

7 Wealth Metrics to Track Net Worth

May 14, 2025 • 20 min read

Ultimate Guide to Multi-Currency Financial Management

May 13, 2025 • 14 min read

How AI Personalizes Financial Goal Tracking

May 12, 2025 • 12 min read

How To Use Financial Calendars For Budgeting

May 12, 2025 • 10 min read

Ultimate Guide to AI in Self-Hosted Finance Platforms

May 11, 2025 • 13 min read

How to Automate Savings for Long-Term Goals

May 10, 2025 • 11 min read

Top Questions About Personal Finance Software Answered

May 10, 2025 • 10 min read

AI in Personal Finance: Benefits and Limitations

May 9, 2025 • 9 min read

Common Budgeting Mistakes and How to Fix Them

May 9, 2025 • 17 min read

Budget Planning Checklist: 12 Essential Steps

May 8, 2025 • 18 min read

10 Ways to Track Spending Across Multiple Currencies

May 7, 2025 • 24 min read

7 Steps to Create a Monthly Budget That Actually Works

May 7, 2025 • 20 min read

Net Worth Tracker Guide: What Millionaires Do Differently

May 7, 2025 • 21 min read

What Is a Sinking Fund and How Does It Work?

Nov 16, 2024 • 9 min read

Understanding APY vs Interest Rate: Key Differences Explained

Nov 15, 2024 • 13 min read

Condo vs Apartment: Key Differences You Need to Know

Nov 14, 2024 • 10 min read

10 Reasons Not to Lease a Car: What You Need to Know

Nov 13, 2024 • 24 min read

How to Save on Heating Bill: 10 Effective Winter Tips

Nov 12, 2024 • 13 min read

Why Timing the Market Rarely Beats Time in the Market

Nov 11, 2024 • 13 min read

Personal Finance Active vs Passive Investing in 2024

Nov 11, 2024 • 13 min read

Assets That Produce Income: A Guide to Passive Income Streams

Jul 28, 2024 • 11 min read

Bad Investments: How to Avoid Losing Money

Jul 27, 2024 • 10 min read

Maybe's Top Balance Sheet Software for Small Businesses

Jul 26, 2024 • 11 min read

Bank Account Tracker: How Maybe Can Help You Keep Tabs on Your Finances

Jul 25, 2024 • 11 min read

Maybe: The Benefits of Saving Money at a Young Age

Jul 24, 2024 • 11 min read

Maybe's Top Picks: Best Business Budgeting Software for 2024

Jul 23, 2024 • 9 min read

Best Investment Firms for Beginners: Maybe's Top Picks

Jul 22, 2024 • 11 min read

Best Net Worth Apps: Track Your Finances with Ease Using Maybe's Top Picks

Jul 21, 2024 • 10 min read

Maybe's Top Picks: Best Personal Money Management Software for Mac

Jul 20, 2024 • 11 min read

Maybe's Top Picks: Best Software for Personal Finance on Mac

Jul 19, 2024 • 8 min read

Maybe's Best Way to Make Your Money Work for You: Expert Tips and Strategies

Jul 18, 2024 • 12 min read

Bills Cut Tracker: Maybe's Comprehensive List of NFL Roster Changes

Jul 17, 2024 • 11 min read

Budget as a Management Tool: How Maybe Can Help Your Business

Jul 16, 2024 • 11 min read

Maybe's Top Budgeting Skills for Adults: How to Manage Your Finances Effectively

Jul 15, 2024 • 11 min read

Maybe's Top Budgeting Software for Large Companies: Streamline Your Finances with Ease

Jul 14, 2024 • 11 min read

Maybe: The Best Budgeting Software for Nonprofit Organizations

Jul 13, 2024 • 10 min read

Maybe Budgeting Software for Small Business: Streamline Your Finances

Jul 12, 2024 • 11 min read

Building an Asset: Strategies for Long-Term Growth with Maybe

Jul 11, 2024 • 11 min read

Maybe You Can Rent an Apartment with Bad Credit: Tips and Options

Jul 10, 2024 • 11 min read

Maybe: Can You Claim Financial Planning Fees as a Tax Deduction?

Jul 9, 2024 • 11 min read

Cash Flow Investments: Maximizing Your Returns with Maybe

Jul 8, 2024 • 11 min read

Cash Tracker: A Comprehensive Guide to Managing Your Finances with Maybe

Jul 7, 2024 • 12 min read

Comprehensive Financial Planner: Maybe's Expertise in Managing Your Finances

Jul 6, 2024 • 12 min read

Maybe Credit Card 500 Limit: Understanding the Benefits and Limitations

Jul 5, 2024 • 12 min read

How the Market Works: Demystifying Stock Market Operations

Jun 5, 2024 • 10 min read

Step-by-Step Instructions on How to Void a Check

Jun 4, 2024 • 6 min read

How to Successfully Complete the 100 Envelope Challenge

Jun 3, 2024 • 7 min read

What Is a Stipend? Understanding Its Purpose and Benefits

Jun 2, 2024 • 7 min read

Imputed Income: What It Is and How It Affects You

Jun 1, 2024 • 8 min read

Understanding Grantor vs Grantee in Real Estate Transactions

May 31, 2024 • 9 min read

Mastering the Net Worth Formula: A Step-by-Step Guide

May 30, 2024 • 8 min read

Decoding the Liquid Net Worth Puzzle: What It Is and Why It Matters

May 30, 2024 • 6 min read

Unveiling the Secrets of Net Worth: A Comprehensive Guide

May 30, 2024 • 13 min read

What is an Estate? A Comprehensive Guide for Beginners

May 29, 2024 • 10 min read

Zero-Based Budgeting: The Path to Financial Clarity

May 29, 2024 • 9 min read

The 50/30/20 Rule: A Simple Path to Financial Wellness

May 29, 2024 • 10 min read

Top Budgeting Categories to Simplify Your Finances

May 28, 2024 • 6 min read

Loud Budgeting: A Step-by-Step Guide to Financial Success

May 28, 2024 • 6 min read

Budgeting 101: The Ultimate Guide to Financial Freedom

May 28, 2024 • 14 min read

Best Jobs for Introverts: Ideal Roles for Quiet Achievers

May 28, 2024 • 9 min read

Special Warranty Deed: Everything You Need to Know

May 27, 2024 • 7 min read

Tactical Asset Allocation: A Dynamic Approach to Portfolio Management

May 27, 2024 • 8 min read

Understanding Asset Allocation Funds: A Comprehensive Guide

May 27, 2024 • 7 min read

Mastering Asset Allocation Strategies: A Roadmap for Optimal Portfolio Construction

May 27, 2024 • 9 min read

Asset Allocation vs. Diversification: Understanding the Difference

May 26, 2024 • 9 min read

Asset Allocation Examples: Real-World Strategies for Optimal Diversification

May 26, 2024 • 7 min read

Asset Allocation by Age: A Comprehensive Guide for Every Life Stage

May 25, 2024 • 10 min read

The Ultimate Guide to Asset Allocation: Strategies for Optimal Portfolio Diversification

May 24, 2024 • 20 min read

Understanding money and its history

Aug 4, 2022 • 9 min read

The psychology of money and how it influences us

Jul 23, 2022 • 10 min read

Why you'll (mostly) fail to beat the index by trading

Jul 2, 2022 • 11 min read

Investing during recessions and bear markets

Jun 21, 2022 • 11 min read

How behavioral finance can make you a better investor

Jun 4, 2022 • 12 min read

Should you consider real estate as part of your investment portfolio?

Apr 29, 2022 • 10 min read

Cryptocurrency as a part of your investment portfolio

Apr 27, 2022 • 10 min read

How to make gold part of your investment strategy

Apr 17, 2022 • 11 min read

How to make fixed income part of your investing strategy

Apr 14, 2022 • 12 min read

How to make equity investing part of your investment strategy

Mar 22, 2022 • 11 min read

Asset allocation and how to use it to reach your financial goals

Mar 16, 2022 • 12 min read

Why do most investors buy high and sell low?

Mar 3, 2022 • 11 min read

Market timing and the importance of dollar-cost averaging

Feb 22, 2022 • 11 min read

Behavioral Biases: How you can improve your saving & investing decisions

Feb 7, 2022 • 13 min read

The complete guide to managing and optimizing your expenses

Jan 26, 2022 • 32 min read

How to plan for financial independence vs. retirement

Sep 12, 2021 • 18 min read

10 things to do after you sell your business

Sep 9, 2021 • 22 min read

How to use Bogleheads three fund portfolio to build your wealth

Aug 11, 2021 • 20 min read

11 bold ways to boost your financial health

Jul 22, 2021 • 18 min read

How to stop stressing over money mistakes

Jul 13, 2021 • 14 min read

How to take charge of your personal finances

Jun 28, 2021 • 12 min read

How is Maybe different than Personal Capital?

Apr 18, 2021 • 2 min read

Raising money in public

Apr 14, 2021 • 4 min read

Why raise any money?

Apr 6, 2021 • 4 min read